Have 25-40 Employees? 30 Minutes Could Save You Thousands
One-size-fits-all works really well for hats, but when it comes to healthcare coverage, that mentality ends up costing business owners A LOT of money.
Why, you ask?
Well, chances are the last time you evaluated your company’s healthcare needs, your broker tossed a few non-personalized plan options your way and you chose the one you thought looked best.
Maybe it was the cheapest? Provided the best value? Best Network for your area?
Whatever the case may be, you chose from a few cookie-cutter options tailored to the lowest common denominator and now, unfortunately, you’re paying a pretty penny for it.
But what if there were a better way to purchase group healthcare coverage? A way that takes your employees’ health into consideration and rewards you financially for doing so?
Guess what? There is a better way–Level Funding–a coverage type with the potential to save business owners with 25-40 employees upwards of ~50% annually!
That’s a lot of recovered revenue.
Take a look at this case study for a company out of Connecticut. They had 43 full-time employees, of which 23 opted to enroll in healthcare coverage.
Thanks to Level Funding, they walked away with a MASSIVE 54% average annual savings!
Before, they were paying $3,150/mo for families… now they’re paying $1,605.80.
And before, they were paying $1,160/mo for individuals… and now they’re paying just $486.62!
How does it work? Level Funding takes the health of your employees into consideration through medical underwriting to produce a cost that is true to them.
Medical underwriting may sound like a financial risk, but even if your employees aren’t drinking Kale smoothies for breakfast, lunch, and dinner or running marathons–you still have the potential for massive cost savings.
Why? Because these plans aren’t designed for the assumed lowest common denominator. They’re designed for the actual lowest common denominator–and being a business owner, you know that factual numbers are far better than shaky assumptions.
Why haven’t these plans been pitched to you in the past? Simply put, too much paperwork.
Using legacy brokering practices to service small groups isn’t profitable–and so most brokers opt to offer non-personalized plans because it requires the least time investment on their end–even if that means not getting you the best value possible.
And who can blame them? They care just as much about the almighty dollar as you do. They need to do what’s profitable for them.
In another case study, a small business owner had a 25 year relationship with their broker and paid what they thought they had to in order to get group coverage.
The problem? They were already over-paying for a non-personalized plan in addition to experiencing a 22% increase in their premiums over those 25 years. That’s a lot of extra money just to save time.
Meanwhile, this is where our proprietary software and automation come in. We’ve taken the tedious paperwork out the equation, both for us and you, and have found a way to efficiently provide small groups with the Fortune 500 healthcare costs you deserve.
Interested in seeing how much your company could save? Schedule a one-on-one meeting with one of our Trusted Advisors.
John-David, Ted Tomlin, PK, or one of our other Advisors will be happy to walk you through to your quote and help you understand your options. The best part is, it only takes about 30 minutes of your time to potentially save thousands in revenue.
So what are you waiting for? Start saving today!
from Candor USA https://ift.tt/3lgtCHY
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